Summer 2010
Forefield Newsletter
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Hi Everyone, As we all know the last few months have been very difficult for major stock markets around the world. Some experts point the finger at the economic crisis in Greece as the trigger for falling stock prices, while others point to other factors. Investors are wondering whether the next shoe will drop, given that the economic recovery seems so fragile.
Yet, as hard as it is to maintain perspective, it’s important to remember that the short-term dips in the market are just that: Short-term. Successful investors maintain a long-term perspective, stay diversified, and don’t react emotionally to every fluctuation.Those are the basics of being a smart investor. Please call me to arrange a meeting to review your Investment Plan in order to ensure that it is aligned with your Risk Tolerance. Best Regards, Abbas A. Heydari, CFP® |
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Will You See Higher Tax Rates in 2011? The Economic Growth and Tax Relief Reconciliation Act of 2001, followed two years later by the Jobs and Growth Tax Relief Reconciliation Act of 2003, reduced the top marginal tax rate to 35% and the top capital gains rate to 15%. But this tax relief was designed to be temporary. And now, in 2010, we're only months away from seeing those provisions expire. |
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Social Security: File-and-Suspend for Higher Benefits If you're married and looking for opportunities to increase retirement income, you may want to look closely at your Social Security benefits. One opportunity for maximizing Social Security income, called "file-and-suspend," may enable a married couple to boost both their retirement and survivor's benefits. |
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How have stocks performed after a recession? It's fascinating to look at how various subsegments of the stock market have behaved relative to one another. Particularly interesting is the comparison between the performance of small-cap stocks and that of large caps after each of the last six recessions. In each case, small caps led the way out of those downturns. |
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How long does it take a bear market to end? A bear market, typically defined as an overall stock market decline of at least 20%, historically has lasted an average of a little over a year. On average, bull markets tend to last almost twice as long as bear markets. |
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Material presented is believed to be from reliable sources and we make no representations as to its accuracy or completeness. All information and ideas should be discussed in detail with your individual advisor prior to implementation. Financial planning and investment advisory services are offered through Abbas A. Heydari an investment advisory firm registered with the State of California Department of Corporations.Advice may only be rendered after the delivery of Form ADV-Part II, the execution of an investment advisory agreement by the client and the advisor, and the initial payment of the investment advisory fee by the client to the advisor.Abbas A. Heydari CFP® does not provide legal or taxation advice.
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